Dedications

I would like to dedicate this book to my parents Claude and Shirley Klein, who still strive for growth, strength, and compassion in their daily lives at 97 and 87. And a special dedication to my daughters Kayla and Elsa for their assistance with content verification, revision editing, and design work.

Professional Acknowledgements

Elite Authors - copy edits, cover design, and publishing

Carol Johnson Pfefferkon - style and grammar edits

Christopher Eichman - chart design work

Feedback acknowledgements:

Timothy Singers, CPA

Melissa Trittin, Artist

Dan Trittin, DDS, Entrepreneur

Jennifer Lowe, Entrepreneur

John Miceli, Entrepreneur

Jeffrey Keesler, DDS, Entrepreneur

Mark Huberty, DDS, Entrepreneur

Anne Furey, Bank Manager

Rick Leonhard, Entrepreneur