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Dedications
I would like to dedicate this book to my parents Claude and Shirley Klein, who still strive for growth, strength, and compassion in their daily lives at 97 and 87. And a special dedication to my daughters Kayla and Elsa for their assistance with content verification, revision editing, and design work.

Professional Acknowledgements
Elite Authors - copy edits, cover design, and publishing
Carol Johnson Pfefferkon - style and grammar edits
Christopher Eichman - chart design work

Feedback acknowledgements:
Timothy Singers, CPA
Melissa Trittin, Artist
Dan Trittin, DDS, Entrepreneur
Jennifer Lowe, Entrepreneur
John Miceli, Entrepreneur
Jeffrey Keesler, DDS, Entrepreneur
Mark Huberty, DDS, Entrepreneur
Anne Furey, Bank Manager
Rick Leonhard, Entrepreneur
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